Lunes, Marso 6, 2017

HOW MILLENIALS AFFORD THEIR LIFESTYLE TODAY

Travel is now an escape, a reward, and a passion for all, and millennials are embracing this newfound love with a gutsy attitude and an effective strategy to boot.

Smart travelers Adrian Cailao, JJ Se and Aia Tabal share their secrets on how to travel freely, sign up for graduate school, and pursue multiple dreams today.
“I usually travel with a group of friends. We plan ahead, about a year in advance. We look for airline seat sales. We read blogs on budget traveling and we have a pool for travel fund. If a travel would not fit the budget, I have to say 'no'. I've learned to focus on my goals and now I am building up my insurance policies and investment profits to fund my next travel goals in Europe and America.” ~Adrian Cailao
Listing traveling under his core interests, this 29-year-old has explored much of the archipelago, experiencing the Philippines' most beautiful for self-discovery and relaxation. Adrian reveals that, at his age, he already has two years’ worth of financial tracking records. He uses them to strategize on his spending and investments. 
“I've seen the hanging coffins in Sagada, experienced the culinary heritage of Central Luzon, and explored the underground river of Palawan. I also went on my first solo flight abroad to Malaysia and Singapore last year. I live in the south so I have to go back again, go home to get rest, and repeat the routine the following day. Honestly, I didn’t understand the importance of life insurance before. To me, it was something that ‘adults’ should get, in case something bad or unexpected happens to them. I didn’t know it as a tool that can help me fund my goals.” ~JJ Se 
JJ, is the first to say that dreams don’t just fall into one’s lap. When he isn’t out posting his adventures on Instagram, this traveler is busy shuttling between his work in Alabang and UP Diliman for his graduate classes. 
“I plan to enroll in baking or cooking classes. For travel goals, I am planning my next trip to Australia and Maldives. My sister and I went to Norway just a few months back. Now, we’re drafting our shared travel list. I compute my expected cash inflow for the year, deduct expenses including my premiums for Insular Life’s Wealth Secure, and then plan out my trips. If budget permits, I also do top-ups for my Wealth Builder policy, because I’m planning to withdraw some of it for my future international trips.” ~Aia Tabal 
Newly-graduated from Ateneo Business School, the MBA-Regis degree holder is now looking for a fresh set of adventures. Saving up for goals is just a matter of developing the right habits.

No one would have guessed that this career-driven millennial is also a wanderlust and has explored much of the Philippines and popular Asian destinations like China, Korea, and Japan.

Win your own success with this millennial secret
Millennials do not wait for a “break” to excel, achieve, and experience the world. Adrian, JJ and Aia exemplified this, when they decided to invest in the life that they want. Their Insular Life policies have helped them outline their adventures, without sacrificing their personal milestones. 

Follow these thrill seekers and enjoy living in the moment, not just for the moment. Start your own Magandang Araw with Insular Life and plan ahead to secure a fulfilling, financially-free and exhilarating Magandang Bukas. Visit www.insularlife.com.ph/ to know how you can start achieving your #adulting goals.

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